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FACTS
 | WHAT DOES WORLD OMNI FINANCIAL CORP. (FOR ITSELF AND DOING BUSINESS AS SOUTHEAST TOYOTA FINANCE) DO WITH YOUR PERSONAL INFORMATION? | Why?
| Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | What?
| The types of personal information we collect and share depend on the product or service you have with us. This information can include: - account balances and payment history
| How?
| All financial companies need to share customers′ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers′ personal information; the reasons World Omni Financial Corp./Southeast Toyota Finance chooses to share; and whether you can limit this sharing. | Reasons we can share your personal information
| Does World Omni/Southeast
Toyota Finance share? | Can you limit this sharing? | For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No | For our marketing purposes –
to offer our products and services to you | Yes | Yes | | For joint marketing with other financial companies | Yes | Yes | For our affiliates′ everyday business purposes –
information about your transactions and experiences | Yes | No | For our affiliates′ everyday business purposes –
information about your creditworthiness | No | We don′t share | | For our affiliates to market to you | No | We don′t share | | For nonaffiliates to market to you | Yes | Yes | To limit
our sharing
| Call 1-800-553-0159 – our menu will prompt you through your choice(s)
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing. | Questions?
| Call 1-800-329-0746 | | Who we are | Who is providing this notice?
| World Omni Financial Corp. (for itself and doing business as Southeast Toyota Finance) | | What we do | How does World Omni/Southeast Toyota Finance protect my personal information?
| To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Our customer′s information is accessible only by appropriate personnel who have a business need for the information. We provide training and communication programs to educate our personnel about the meaning and requirements of this privacy notice. | | How does World Omni/Southeast Toyota Finance collect my personal information? | We collect your personal information, for example, when you - make a payment on your account
- apply for retail or lease financing
- provide account information
- provide contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. | | Why can′t I limit all sharing? | Federal law gives you the right to limit only - sharing for affiliates′ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law | | What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. | | Definitions | Affiliates
| Companies related by common ownership or control. They can be financial and nonfinancial companies. - World Omni/Southeast Toyota Finance does not share with our affiliates.
| | Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. - Nonaffiliates we share with can include motor vehicle dealers in Alabama, Florida, Georgia, North Carolina and South Carolina.
| | Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - Our joint marketing partners include consumer finance companies.
| | Other important information | Vermont and California Residents
We will not share any of the personal information that we collect about you without your express written consent, except as otherwise explained in this notice.
Texas Residents
We are licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800) 538-1579, www.occc.state.tx.us. |
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