This notice is being provided on behalf of World Omni Financial Corp. (for itself and also doing business as Southeast Toyota Finance), a member of the JM Family Enterprises, Inc. group of companies.*

 

We value our customers' privacy and, as required by law, the following describes important information regarding how we collect public and nonpublic personal information, how the information is disclosed, and your rights to opt-out of us disclosing certain information. Please review this information carefully.

 

Information We May Collect

We collect nonpublic personal information about you from the following sources:

·         Information we receive from you on applications or other forms;

·         Information about your transactions with us or others;

·         Information provided by you on our website(s); and

·         Information we receive from a consumer reporting agency.

 

Information We May Disclose And To Whom

We may disclose the following kinds of nonpublic personal information about you to both affiliated and nonaffiliated companies:

·         Information we receive from you on applications or other forms, such as your name, address, social security number, e-mail address, and phone number;

·         Information about your transaction with us or others, such as your Vehicle Identification Number, account balance, payment history, and remaining payments; and

·         Information we obtain during your visit to our website(s) (such as provided through online forms and online information collecting devices known as "cookies").

 

We may disclose nonpublic personal information about you to the following types of affiliated and nonaffiliated third parties:

·         Financial service providers, such as insurance companies, banks, and other finance companies;

·         Non-financial companies, such as automobile dealers, other retailers and direct marketers; and

·         Other third parties, such as independent contractors and consultants who help us administer your account or market products to you.

 

Affiliated third parties are companies under common control or ownership of World Omni Financial Corp.'s parent company, JM Family Enterprises, Inc.* Nonaffiliated third parties are companies not under common control or ownership of World Omni Financial Corp.'s parent company.

 

If you prefer that we not disclose nonpublic personal information about you to affiliated and nonaffiliated third parties, you may elect to opt-out of these disclosures; that is, you may direct us not to make those disclosures (other than disclosures permitted by law) by calling us toll free at 1-800-553-0159.

 

We may also disclose nonpublic personal information about you to affiliated and nonaffiliated third parties as permitted by law. For example, information may be provided to government entities in response to subpoenas. It may also be shared as part of the routine course of business, such as with consumer credit reporting agencies, investors, collection companies, and selected vendors of World Omni Financial Corp. You may not opt-out of us sharing this type of information with these affiliated and nonaffiliated third parties.

 

We may also disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing arrangements. You may not opt-out of us sharing this type of information with these types of affiliated and nonaffiliated third parties.

 

Vermont and California Residents

We will not share any of the personal information that we collect about you with affiliated or nonaffiliated or marketing companies without your express written consent, except as otherwise explained in this Notice.

 

Texas Residents

This lender is licensed and examined by the State of Texas - Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800) 538-1579, http://www.occc.state.tx.us/.  

 

Joint Accountholders

If you and one or more other customers jointly obtain a financial product or service from us ("joint accountholders"), we will apply an opt-out instruction that we receive from any joint accountholder to all joint accountholders on that account with respect to that account. Any joint accountholder may exercise this opt-out right.

 

Information Security

We restrict access to nonpublic personal information about you to those individuals who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

 

Former Customers’ Information

If you have an inactive or closed account(s) with us, we will continue to adhere to the policies and practices described in this Notice.

 

Changes To The Policy

We reserve the right to modify or supplement this privacy policy. If material changes are made, we will provide a revised policy to all current customers.

 

*Affiliated companies include, but are not limited to, Southeast Toyota Distributors, LLC, Jim Moran & Associates, Inc., CenterOne Financial Services LLC, CenterOne Debt Management Services LLC, MarketWise Solutions LLC, DataScan Technologies LLC, DataScan Field Services, LLC, DataScan Field Services ULC, Monetrics, Inc., World Omni Canada ULC, Fidelity Warranty Services, Inc., J.M.I.C. Life Insurance Co., JM Auto, Inc. d/b/a JM Lexus, JM Dealer Services, Inc. and Courtesy Insurance Company.